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Payments

Payment methods for your online store: every payment your customer wants

Cards, Apple Pay and Google Pay through CloudCart Pay, cash on delivery (COD), bank transfers and installments. Enable the methods in the admin, and your customer sees them side by side in Checkout. They choose. You get paid.

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CloudCart Pay without a bank agreement · Cash on delivery reported by the courier · Installments from banks and lenders

Our own payment method

Get paid without a bank agreement

CloudCart Pay

Visa, Mastercard, Apple Pay and Google Pay in one method. Enable it and register in the admin. Once approved, card payments go live. Funds reach your bank account via SEPA transfer. Issue refunds directly from the order.

0% transaction fee through Dec 31, 2026 · 1.29% + €0.05 · no monthly feeVisa · MastercardApple Pay · Google Pay: on the product page, in the cart and at checkoutSEPA payouts to your accountSaved card for the next orderRefunds from the order
All about CloudCart Pay

If you already work with Stripe, PayPal, Mollie or a bank virtual POS, use it. Both options sit side by side in the admin.

For your market

The logos your customers already know

Every method is a ready-to-use integration. Enable it, enter the provider’s details, and it appears in Checkout. Filter by payment type or the market you sell in.

CloudCart PayFibankiCardCash on deliveryBOX NOW · to a lockerMokkaBNP Paribas PFVoucher and gift cardBraintreePayseraiBankLibraPay · ROCIB Bank · HUcPay · MK
BoricaRaiffeisenePayEcont · reports paymentsTBI PayKlearNewPayIn-store paymentMollieEveryPayEuPlatesc · ROBT ePOS · ROMonri · HR, SI
DSK BankmyPOSPayPalDPD · reports paymentsIuteUniCredit CFBank transferStripePayUSettleNETOPIA · ROCardlink · GRNestPay · TR

There is no local provider in this group for the selected market. International providers are under “Europe”.

Cash on delivery is recorded automatically, depending on your plan: in Bulgaria, Econt and DPD report when the customer has paid See the full list in Integrations →

Before you choose

Questions everyone asks

01 / 05

Do I need a bank agreement to accept cards

No. With CloudCart Pay, you register in the admin. Businesses registered in 30 European countries (the EU, Norway, Switzerland and the UK) can apply. Once approved, you receive funds in your account via SEPA transfer. Through Dec 31, 2026, there is no transaction fee. If you already work with Stripe, PayPal, Mollie or Braintree, or with a bank virtual POS, use that instead. The integrations are already built.

02 / 05

Can the customer pay on delivery

Yes. Cash on delivery (COD) needs no provider details to switch on. In Bulgaria, the couriers Econt and DPD report when the customer has paid, and the order is marked as paid automatically. No manual reconciliation. The number of shipments recorded automatically each month depends on your plan.

03 / 05

How do installment payments work

The customer selects “installments” in Checkout and goes through approval with the lender: Klarna through Mollie, or local lenders such as DSK Bank, Fibank, TBI, UniCredit, BNP Paribas, Iute, Mokka, Klear or NewPay. You sign an agreement with your chosen partner and enter their details. The method then appears in Checkout.

04 / 05

I also sell in Romania or Greece - which methods should I use

For Romania, EuPlatesc, NETOPIA, LibraPay, BT ePOS and PayU are ready to use, with card payments in Romanian lei (RON). For Greece, Cardlink works through Greek banks. Mokka supports installments in both markets, while Stripe, PayPal and Mollie cover the rest of Europe.

05 / 05

Can customers save their card for their next order

Yes, for registered customers using CloudCart Pay, Borica, Raiffeisen, myPOS, Stripe, Monri or CIB Bank. The payment provider stores the card, not you. The next order goes through without entering the details again.

Ready to grow with CloudCart?

Tell us which markets you sell in, and a consultant will show you which methods to enable first.

Talk to a CloudCart consultant