# Payment methods for your online store | CloudCart

Cards, Apple Pay and Google Pay through CloudCart Pay, plus Stripe, PayPal, Mollie, bank transfers and cash on delivery (COD). Enable them from the admin.

Source: https://cloudcart.com/en/payments · CloudCart

Payments

## Payment methods for your online store: every payment your customer wants

Cards, Apple Pay and Google Pay through CloudCart Pay, cash on delivery (COD), bank transfers and installments. Enable the methods in the admin, and your customer sees them side by side in Checkout. They choose. You get paid.

[Create a store for €1](https://my.cloudcart.com/register) [Talk to a consultant](https://cloudcart.com/en/contact)

CloudCart Pay without a bank agreement · Cash on delivery reported by the courier · Installments from banks and lenders

Order #1051€133.90
Payment method

Card Visa · Mastercard
Apple Pay and Google Pay with one tap Pay Pay
Cash on delivery pay when it arrives
Bank transfer to the store’s account
Installments DSK Bank · Fibank · TBI
Voucher or gift card
Choose a method PayConfirming…
PaidOrder #1051 · €133.90 · Apple Pay

Our own payment method

## Get paid without a bank agreement

[CloudCart Pay Visa, Mastercard, Apple Pay and Google Pay in one method. Enable it and register in the admin. Once approved, card payments go live. Funds reach your bank account via SEPA transfer. Issue refunds directly from the order. 0% transaction fee through Dec 31, 2026 · 1.29% + €0.05 · no monthly fee Visa · Mastercard Apple Pay · Google Pay: on the product page, in the cart and at checkout SEPA payouts to your account Saved card for the next order Refunds from the order All about CloudCart Pay The customer pays Order #1051 · €133.90 Pay Pay Processed through CloudCart Pay You get paid Your account · BG•• •••• 4471 Paid out via SEPA](https://cloudcart.com/en/cloudcart-pay)
If you already work with Stripe, PayPal, Mollie or a bank virtual POS, use it. Both options sit side by side in the admin.

For your market

## The logos your customers already know

Every method is a ready-to-use integration. Enable it, enter the provider’s details, and it appears in Checkout. Filter by payment type or the market you sell in.

CloudCart Pay Fibank iCard Cash on delivery BOX NOW · to a locker Mokka BNP Paribas PF Voucher and gift card Braintree Paysera iBank LibraPay · RO CIB Bank · HU cPay · MK
Borica Raiffeisen ePay Econt · reports payments TBI Pay Klear NewPay In-store payment Mollie EveryPay EuPlatesc · RO BT ePOS · RO Monri · HR, SI
DSK Bank myPOS PayPal DPD · reports payments Iute UniCredit CF Bank transfer Stripe PayU Settle NETOPIA · RO Cardlink · GR NestPay · TR
There is no local provider in this group for the selected market. International providers are under “Europe”.

Cash on delivery is recorded automatically, depending on your plan: in Bulgaria, Econt and DPD report when the customer has paid See the full list in [Integrations →](https://cloudcart.com/en/integrations)

Before you choose

## Questions everyone asks

01 / 05

### Do I need a bank agreement to accept cards
No. With CloudCart Pay, you register in the admin. Businesses registered in 30 European countries (the EU, Norway, Switzerland and the UK) can apply. Once approved, you receive funds in your account via SEPA transfer. Through Dec 31, 2026, there is no transaction fee. If you already work with Stripe, PayPal, Mollie or Braintree, or with a bank virtual POS, use that instead. The integrations are already built.

02 / 05

### Can the customer pay on delivery
Yes. Cash on delivery (COD) needs no provider details to switch on. In Bulgaria, the couriers Econt and DPD report when the customer has paid, and the order is marked as paid automatically. No manual reconciliation. The number of shipments recorded automatically each month depends on your plan.

03 / 05

### How do installment payments work
The customer selects “installments” in Checkout and goes through approval with the lender: Klarna through Mollie, or local lenders such as DSK Bank, Fibank, TBI, UniCredit, BNP Paribas, Iute, Mokka, Klear or NewPay. You sign an agreement with your chosen partner and enter their details. The method then appears in Checkout.

04 / 05

### I also sell in Romania or Greece - which methods should I use
For Romania, EuPlatesc, NETOPIA, LibraPay, BT ePOS and PayU are ready to use, with card payments in Romanian lei (RON). For Greece, Cardlink works through Greek banks. Mokka supports installments in both markets, while Stripe, PayPal and Mollie cover the rest of Europe.

05 / 05

### Can customers save their card for their next order
Yes, for registered customers using CloudCart Pay, Borica, Raiffeisen, myPOS, Stripe, Monri or CIB Bank. The payment provider stores the card, not you. The next order goes through without entering the details again.

[### Shipping Couriers are built in, with geographic zones and time slots Explore →](https://cloudcart.com/en/shipping)
[### CloudCart Pay Card payments without a bank agreement Explore →](https://cloudcart.com/en/cloudcart-pay)
[### AURA Your AI employee: writes descriptions and SEO content, translates, suggests campaigns Explore →](https://cloudcart.com/en/aura)

## Ready to grow with CloudCart?

Tell us which markets you sell in, and a consultant will show you which methods to enable first.

[Talk to a CloudCart consultant](https://cloudcart.com/en/contact)
